I’m terrible at saving money. Terrible. I’m not in debt, I just don’t save. But I have a plan of action for the next year—when I finish paying off my car, I’m going to write a check to my savings account for that amount every month.
I used to be so organized and finished with my holiday shopping before Halloween but the past couple of years I’ve struggled to be finished before Christmas Eve. I haven’t started thinking about the holidays yet! Oh boy, I better get moving!